Funding Your Adoption

What Does it Look Like to Ransom a LIFE? Beautiful blog post by Tracie Loux demonstrating how every cent matters and makes a difference!   

  • Show Hope was founded by Steven Curtis and Mary Beth Chapman and is dedicated to helping prospective adoptive parents overcome the financial barriers associated with adoption. They accomplish this by awarding financial grants to qualified families already in the process of adopting. The size of the grant awarded is determined by several factors, the most important being need.  For more information
  • LifeSong for Orphans encourages Christian couples to adopt a child by relieving some of the financial burden of international and domestic adoption. They provide Adoption Matching Grants from $1k-$4k per child, and also offer Interest-Free Loans. For more information visit their website at, email them at, or phone 309.747.3556.
  • The ABBA Fund provides interest-free covenant loans to Christian couples who are called by God to expand their families through adoption and who need help with the “cash flow crunch” posed by adoption expenses.

Federal adoption tax credit
Under this law adoptive families may be eligible to receive an income tax credit for their adoption expenses, to over $11,000. You can find additional information by calling 1-800-829-3676 or by accessing the IRS website at

Special Needs Adoption
Many agencies offer significant reductions in fees for children with special needs.  The definition of what conditions qualify as special needs can vary from agency to agency.  Some are long-term conditions while others are treatable and correctable.  Ask your agency what reductions in fees they offer for children with special needs.

Adoption from state foster care
In many states couples who adopt children from a state foster care system will pay little to nothing.  If the child is considered a “special needs” child, he can receive a monthly subsidy.

Employee adoption benefits
Many corporations assist employees with adoption expenses.  Contact your human resources department for more information.  For a list of employers that offer such benefits call 1-800-TO-ADOPT.

Military families
The U.S. military will reimburse active duty personnel up to $2,000 in adoption expenses after adoption finalization has occurred.



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